Terms of Use

About US

MST Lending is a Doing Business As (DBA) division of Texana Bank, N.A., a federally chartered national bank. Our NMLS number is 407536. We are an Equal Housing Lender.

This website serves as a platform for gathering leads, providing mortgage information, and allowing users to submit applications for residential mortgage loans.

Use of This Website

You may use this site only for lawful purposes and in accordance with these Terms. By using this site, you represent that you:
- Are at least 18 years old,
- Are legally able to enter into a binding agreement,
- Will provide truthful, complete, and accurate information in all forms and fields.

You may not:
- Violate any applicable laws or regulations,
- Attempt to gain unauthorized access to our systems,
- Use any data mining or scraping tools,
- Use the site to transmit malware, spam, or illegal content.

Mortgage Application Disclaimer

By submitting a loan inquiry or application on this site, you authorize MST Lending and its affiliates to evaluate your information. Submitting an application does not guarantee approval, rate, loan amount, or terms. All loans are subject to credit review and approval by Texana Bank.

We do not offer or guarantee financial or legal advice through this site.

Electronic Communications

By using this site, you consent to receive communications electronically, including disclosures, notices, and updates. Communications may be delivered by email, SMS, or through the website. Your consent to receive communications electronically is governed by the E-SIGN Act.

Privacy Policy

Our Privacy Policy governs the collection, use, and protection of your personal information. Please read it carefully before submitting any information through the site.

https://mstlending.com/privacy-policy

Third-Party Services

We may link to or integrate services from third-party providers (e.g., credit vendors, analytics, scheduling tools). We are not responsible for the content, privacy, or security of those external sites or platforms.

Intellectual Property

All content on this site (logos, branding, images, text, layout, etc.) is the property of MST Lending or Texana Bank unless otherwise noted. You may not copy, reuse, or modify any materials without express written consent.

Limitation of Liability

This site is provided on an "as-is" and "as-available" basis. MST Lending and Texana Bank make no warranties regarding accuracy, reliability, or availability of the website or services. We are not liable for any damages resulting from the use or inability to use the site, including data loss or security breaches, except as required by law.

Indemnification

You agree to defend and indemnify MST Lending and Texana Bank from any claims, losses, or liabilities arising from your use of the website, your violation of these Terms, or your submission of false or misleading information.

Termination

We reserve the right to suspend or terminate your access to the website at any time and without notice, if we determine that you have violated these Terms or engaged in unlawful behavior.

Governing Law

These Terms are governed by the laws of the State of Texas, without regard to conflict of law principles. Any legal actions related to the use of this website shall be filed and adjudicated in a court of competent jurisdiction located in Texas.

Changes to the Terms

We may update these Terms from time to time. Any changes will be posted to this page with a new effective date. Continued use of the website constitutes acceptance of the revised Terms.

Contact Information

For questions regarding these Terms, please contact:

MST Lending – Powered by Texana Bank
NMLS #407536
812 Huron Rd E, Suite 719
Cleveland, OH 44115
[email protected]
(888) 272-8264

Required Legal Notices

Equal Housing Lender – We do business in accordance with the Fair Housing Act and the Equal Credit Opportunity Act.

NMLS Consumer Access – For licensing information, visit www.nmlsconsumeraccess.org